Drive Business Forward, Covered Every Mile
Reliable Commercial Auto Insurance for Every Vehicle in Your Fleet
Whether you manage a single service van or a fleet of delivery trucks, your business vehicles are essential to your daily operations. At RG Wright Insurance, we provide commercial auto coverage that protects your drivers, vehicles, and your bottom line—so you can keep your business moving, no matter the road ahead.
Protection That’s Always in Gear
Tailored Coverage for Work Vehicles and Company Cars
Accidents happen. But with the right commercial auto policy, your business can stay protected from costly repairs, liability claims, and downtime. We’ll help you find a policy that fits your operations and budget.
Standard Coverage
For peace of mind on the road.
- Liability Insurance – Covers injury and property damage you may cause in an accident.
- Collision Coverage – Pays for damage to your business vehicle from a crash.
- Comprehensive Coverage – Protection against theft, fire, weather, or vandalism.
Driver Protection
Support for your employees.
- Medical Payments – Helps cover medical costs for your drivers and passengers.
- Uninsured/Underinsured Motorist – Covers your drivers if the other party has little or no insurance.
- Hired & Non-Owned Auto – Covers vehicles used for business but not owned by your company.
Business Continuity
Minimize disruptions.
- Rental Reimbursement – Covers temporary vehicle rental during repairs.
- Towing & Roadside Assistance – 24/7 help to keep your fleet running.
- Downtime Loss Coverage – Compensates for lost income when a vehicle is out of service.

Customized Coverage for Every Industry
From contractors to couriers, every business has different needs. Our team will assess your operations, vehicle types, and risk exposure to recommend the best policy for you—at competitive rates.
Your Questions, Answered
Commercial Auto Insurance FAQs
Here are some common questions we hear from business owners:
Do I need commercial auto insurance if I use my personal vehicle for work?
If you regularly use your car for business purposes, a personal policy likely won’t cover accidents. Commercial auto is the safer bet.
What if my employees drive their own vehicles for work?
You’ll want to add “hired and non-owned auto” coverage to protect your business in those situations.
Is coverage different for delivery services or contractors?
Yes. Your policy will depend on vehicle use, industry risks, and how frequently the vehicle is on the road.
Let’s Get Your Business on the Road with Confidence
Contact us for a quote and expert help building the right commercial auto policy for your needs.