Protect Your Reputation—and Your Bottom Line

Professional Liability Coverage That Has Your Back

No matter how experienced or careful you are, mistakes can happen—and in business, those mistakes can lead to lawsuits. Professional liability insurance (also known as errors & omissions insurance) helps protect you from the financial fallout of claims related to negligence, misrepresentation, or failure to deliver services as promised. RG Wright Insurance offers tailored coverage to keep your business and reputation secure.
Coverage for the “What Ifs” of Your Profession

Essential Protection for Service-Based Businesses

If your work involves providing advice, services, or expertise, you could be held financially responsible for a client’s loss—even if the claim has no merit. Our professional liability policies are designed to protect consultants, contractors, and licensed professionals across a wide range of industries.

What It Covers

Protection where general liability stops.

  • Negligence Claims – Even if you didn’t do anything wrong, legal defense costs are covered.
  • Missed Deadlines – If delays cause financial loss, you’re covered.
  • Errors or Omissions – Coverage for mistakes or oversight in your services.

Who Needs It

Ideal for service-driven businesses.

  • Consultants & Advisors – Legal and financial professionals, marketing consultants, and more.
  • Healthcare Providers – Therapists, counselors, and allied health professionals.
  • Creative Professionals – Designers, writers, and digital marketers.

Benefits of Coverage

Confidence in every client interaction.

  • Legal Defense Costs – We cover attorney fees and court costs.
  • Settlements & Judgments – Helps pay for damages awarded to clients.
  • Customizable Limits – Flexible options based on your industry and exposure.
A rv is parked in a grassy field surrounded by trees.

Safeguard Your Work—and Your Future

Reputation is everything in professional services. With professional liability insurance from RG Wright, you can keep doing what you do best—without worrying about costly legal battles or unexpected claims.

Your Questions, Answered

Professional Liability Insurance FAQs

Here’s what service professionals often ask us:

  • Is this the same as general liability insurance?

    No—general liability covers physical injury or property damage. Professional liability covers service-related mistakes and client disputes.

  • Do I need this if I work under a contract?

    Many contracts actually require it. Even if not, it’s a smart layer of protection.

  • Does this cover independent contractors?

    Yes—we can write policies for freelancers and independent professionals.

Let’s Build the Right Liability Coverage for You

Contact us today for a personalized quote and expert guidance on protecting your professional reputation.