Protect Your Belongings Without Owning a Home

Flexible Renters Insurance for Peace of Mind

Just because you rent doesn’t mean you should go without protection. At RG Wright Insurance, we offer renters insurance that covers your personal belongings and protects you from liability—so you’re covered whether disaster strikes or someone gets injured in your space.
Affordable Coverage That Goes a Long Way

Comprehensive Protection, Even Without a Mortgage

Renters insurance helps you recover from theft, fire, and other unexpected events. Plus, it provides liability protection if someone is injured in your rental or if you accidentally cause damage to the property.

Core Coverage

Covers your essentials.

  • Personal Property – Replaces belongings lost due to fire, theft, or other covered incidents.
  • Liability Coverage – Helps cover legal expenses if someone is injured in your rental.
  • Medical Payments – Covers minor injuries to guests in your home.

Additional Living Expenses

Support when you need it most.

  • Temporary Housing Costs – Covers hotel stays if your rental becomes unlivable.
  • Meal Reimbursement – Helps with food expenses while you're displaced.
  • Relocation Assistance – Helps cover moving costs after a covered event.

Policy Enhancements

Add value to your protection.

  • Valuable Items Coverage – Extra coverage for jewelry, electronics, or collectibles.
  • Water Backup Coverage – Protects against sewer and drain issues.
  • Identity Theft Protection – Covers recovery costs if your personal info is stolen.
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Coverage That Fits Your Budget

Renters insurance is one of the most affordable types of coverage—and it’s often required by landlords. We’ll help you choose the right plan and explore discounts for bundling with auto or other policies.

Your Questions, Answered

Renters Insurance FAQs

Here’s what other renters often ask us.

  • Is renters insurance required?

    It’s not legally required, but many landlords include it as part of their lease agreements.

  • Does it cover my roommate’s stuff too?

    No—each person needs their own policy unless specifically named.

  • How much coverage do I need?

    It depends on the value of your belongings. We’ll help you assess your needs.

  • Will renters insurance cover damage to the building?

    That’s the landlord’s responsibility. Your policy covers your belongings and personal liability.

Let’s Find the Right Renters Insurance for You

Reach out today for a quick quote and answers to your coverage questions.