Protect Your Space, Preserve Your Business

Comprehensive Commercial Property Insurance for What You’ve Built

Your business location is more than just a physical space—it’s where ideas come to life, customers are served, and revenue is generated. RG Wright Insurance offers commercial property coverage to protect your building, equipment, inventory, and everything in between from fire, theft, storms, and unexpected events.
Coverage You Can Count On

Tailored Protection for Your Physical Assets

Whether you own or lease your space, our commercial property insurance helps you recover quickly after damage or loss. We work with top carriers to provide customized coverage that fits your property and industry.

Building & Structures

Protect the space that supports your success.

  • Owned Property Coverage – For buildings you own and operate from.
  • Leasehold Improvements – Covers changes you’ve made to rented spaces.
  • Detached Structures – Includes garages, sheds, and outdoor fixtures.

Contents & Equipment

Coverage for what’s inside.

  • Inventory Protection – Safeguards products and stock on-site.
  • Business Equipment – Covers tools, machinery, and electronics.
  • Furniture & Fixtures – Protection for desks, chairs, shelving, and more.

Loss Recovery

Support when business is interrupted.

  • Business Interruption Coverage – Replaces lost income if you’re forced to close.
  • Extra Expense Coverage – Helps cover temporary relocation and operational costs.
  • Debris Removal – Covers the cost of cleanup after a covered event.
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Coverage That Grows With You

As your business evolves, your coverage should too. Whether you're opening a second location or upgrading your equipment, we’re here to ensure your policy keeps pace with your growth.

Your Questions, Answered

Commercial Property Insurance FAQs

Here’s what other business owners are asking:

  • Do I need commercial property insurance if I rent my space?

    Yes—your landlord’s policy won’t cover your equipment, inventory, or improvements you've made.

  • What disasters are covered?

    Most policies cover fire, theft, vandalism, and storm damage. Flood and earthquake protection may require add-ons.

  • Can I insure inventory stored off-site?

    Yes—let us know where your inventory is stored, and we’ll help you get the right coverage.

Let’s Customize Your Commercial Property Coverage

Reach out for a personalized quote and expert advice on protecting your business’s physical assets.